여행
4 min read
October 12, 2025 15:19
Accidental Medical Expenses Abroad, 3 Things to Know Before Traveling
Learn the difference between stop-loss overseas medical expense coverage and travel insurance rider coverage. Standardized stop-loss policies do not cover medical expenses abroad, but there may be exceptions for first-generation stop-loss policyholders. When Minsoo Kim went to the emergency room with a sudden stomach ache while traveling in Europe last summer, he was surprised to receive a bill for more than KRW 2 million for a simple examination and test. He thought he was covered because he had accidental loss insurance, but his insurer told him that medical expenses incurred abroad were not covered. Nowadays, traveling abroad has become a common occurrence, and many people have...
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